Category: CURRENT RATES

The Pros and Cons of Getting a Second Mortgage

Did you know you can use your home to secure funds and pay off other debts? Second mortgages …

Should I Get a Joint Mortgage With a Family Member?

In Canada, a joint mortgage is a mortgage between two or more people. More commonly, two partners in …

The Home Buying Process in Edmonton: Start to Finish

Are you ready to buy a home? The idea of buying a home is appealing and exciting. However, …

The Benefits and Risks of a 5% Down Payment

The standard guideline for a down payment on a new home is anywhere from 5%-20% – but that’s …

5 biggest first time home buyer mistakes

In this blog post, we will be going over the 5 biggest mistakes first-time homebuyers make in Canada. …

Mortgage Default Insurance Explained

In June CMHC announced big changes to the way they underwrite mortgage applications which include three significant changes …

Why should you work with an Edmonton Mortgage Broker?

Becoming a homeowner can be an exciting time but the process can take long and arduous. Securing a …

Types of Mortgages in Canada

There are many mortgage options to choose from and it is important to pick the one that works …

2020 CMHC Canadian Mortgage Qualification Changes Explained

Effective July 1st, 2020, there will be some changes coming to the qualification criteria for insured mortgages and …

Is it a Good Time to Buy A Home? – Buying A Home During COVID 19

A Q&A with Jim Dhillon and Sunny Vig of questions they have been receiving about buying and selling …