Becoming a homeowner can be an exciting time but the process can take long and arduous. Securing a mortgage is an important first step in the home buying process but…
Category: Mortgage Basics and Guides
Types of Mortgages in Canada
There are many mortgage options to choose from and it is important to pick the one that works best for you. The different types of mortgages have features that meet…
Questions to Ask a Mortgage Broker
Are you looking to get a new loan for a home that you want to buy, or perhaps you want to refinance your property? Whenever you are in need of…
When to Speak to a Mortgage Professional
Are you getting ready to buy a home, or at least thinking about purchasing a property? If you are, then you know that at some point, you are going to…
Mortgage Insurance: What It Is and How It Works
For the vast majority of people, buying a home means getting a mortgage. Most of us don’t have pockets deep enough to pay cash for a home outright. That means…
New Mortgage Rule Changes Explained
As many of you have seen on the media, OSFI has implemented new mortgage rule changes starting January 1, 2018. Now, non-insured mortgage consumers (buyers with a 20% or greater…
Getting A Mortgage With Bad Credit
Credit Challenges In today’s economic climate of tighter credit requirements and increased unemployment rates taking their toll on some Canadians, there’s no doubt that many people may not fit…