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Planning for a mortgage is a critical part of good financial planning, but can be complicated and confusing. You need to know the latest Edmonton mortgage rates, the terms of your repayment, and more. Whether you’re thinking about buying a new home, getting a home equity loan or line of credit, or refinancing an existing mortgage, our Interactive Mortgage Calculators can help. They use the latest Edmonton mortgage rates and repayment option to allow you to explore your mortgage options to make the right home financing decision.
You can use our online mortgage calculator to calculate your monthly payments and mortgage amounts by calculating all your taxes, regulations, and fees. Each province has its own set of taxes and rules but some of these taxes and rules are federally regulated and the same throughout Canada. The federal government in Canada sets mortgage regulations that are shared by all provinces and territories. These shared regulations control the minimum down payment, the maximum amortization period, and mortgage default insurance rules. Each province has its own mortgage rules, fees, and special mortgage rates. In Alberta you will be charged with a land title transfer fee which compared to other provinces that charge land transfer taxes is a smaller fee in comparison. This fee is charged in two parts, the property value and the mortgage amount.
The mortgage calculators can be used for your mortgage, a line of credit, secured loan, or any other type of loan that you may have.
I have worked with Jody & Sunny over the last 4 years on various residential real estate files.They are a great team of professionals who believe in educating their clients throughout the entire home buying process from start to finish. I highly recommend the Mortgage Force Team for anyone looking for their next mortgage.
I love dealing with the mortgage force team! They are informative, answer any questions I have and guide myself and my clients through the process. They make things so easy!
Being a single mom with rent, groceries, and all the living expenses to cover, I was not able to save up any down payment. Jody was actually able to put me in a program which allowed me to borrow my down payment from the line of credit I had. Thanks to her, I took possession my new condo on Nov 11, 2015
I wanted to thank them for getting us in the home of our dreams. Its rare these days to experience such quality of genuine care and service. Thank you
Jody and her team were a great help in finding the best mortgage for us. really appreciate the work they do for the client
