780-466-9898
Why do people refinance? When you refinance your mortgage, you are paying off your existing mortgage and replacing it with a new mortgage. There are a variety of reasons why…
Category: Blog
What to Consider Before Buying a Vacation Home
What to Consider Before Buying a Vacation Home Are you excited about buying a vacation home for you and your family to enjoy? Having a vacation property is a great…
Questions to Ask a Mortgage Broker
Are you looking to get a new loan for a home that you want to buy, or perhaps you want to refinance your property? Whenever you are in need of…
When to Speak to a Mortgage Professional
Are you getting ready to buy a home, or at least thinking about purchasing a property? If you are, then you know that at some point, you are going to…
A Simple Guide to Understanding Why Mortgage Rates Go Up or Down
You have probably noticed that the mortgage rates are not static. They are going to go up and down, which can be difficult to follow and understand. There are many…
Mortgage Insurance: What It Is and How It Works
For the vast majority of people, buying a home means getting a mortgage. Most of us don’t have pockets deep enough to pay cash for a home outright. That means…
Understanding How Your Credit Score Affects Your Mortgage Rate
Credit and Homeownership: Understanding How Your Credit Score Affects Your Mortgage Rate While your credit score might not determine your value as a contributing member of society, it does have…
What Information Do You Need for a Loan Application?
What Information Do You Need for a Loan Application? Buying a new house or property in Edmonton is an exciting adventure, but one part of the process that can be…
How to Get Pre-Approved
How to Get Pre-Approved for a Mortgage in Edmonton There are many paths to homeownership, and for most homeowners in Edmonton, luck and circumstance play a big part in finally landing…
New Mortgage Rule Changes Explained
As many of you have seen on the media, OSFI has implemented new mortgage rule changes starting January 1, 2018. Now, non-insured mortgage consumers (buyers with a 20% or greater…