Tag: Edmonton home loans

Should I Get a Joint Mortgage With a Family Member?

In Canada, a joint mortgage is a mortgage between two or more people. More commonly, two partners in a relationship get a joint mortgage but it is also possible to…

The Home Buying Process in Edmonton: Start to Finish

Are you ready to buy a home? The idea of buying a home is appealing and exciting. However, it is a huge investment and one that should not be rushed…

The Benefits and Risks of a 5% Down Payment

The standard guideline for a down payment on a new home is anywhere from 5%-20% – but that’s a large amount of money for many individuals, especially first-time homebuyers. A…

5 biggest first time home buyer mistakes

In this blog post, we will be going over the 5 biggest mistakes first-time homebuyers make in Canada. Prepare and Research The single biggest first-time homebuyer mistake that we see…

Refinancing Your Mortgage

Why do people refinance? When you refinance your mortgage, you are paying off your existing mortgage and replacing it with a new mortgage. There are a variety of reasons why…

What Information Do You Need for a Loan Application?

What Information Do You Need for a Loan Application? Buying a new house or property in Edmonton is an exciting adventure, but one part of the process that can be…

Getting A Mortgage With Bad Credit

Credit Challenges   In today’s economic climate of tighter credit requirements and increased unemployment rates taking their toll on some Canadians, there’s no doubt that many people may not fit…