There really is no perfect time to refinance your home. The answer depends entirely on why you want to refinance your home and whether or not you are financially prepared…
Tag: mortgage Specialist
5 Tips for Getting a Mortgage When You Are Self-Employed
Are you self-employed and looking to buy a home? You may believe that it’s more difficult to get a mortgage when you are self-employed, but the basic criteria for approval…
Should I Get a Joint Mortgage With a Family Member?
In Canada, a joint mortgage is a mortgage between two or more people. More commonly, two partners in a relationship get a joint mortgage but it is also possible to…
The Home Buying Process in Edmonton: Start to Finish
Are you ready to buy a home? The idea of buying a home is appealing and exciting. However, it is a huge investment and one that should not be rushed…
The Benefits and Risks of a 5% Down Payment
The standard guideline for a down payment on a new home is anywhere from 5%-20% – but that’s a large amount of money for many individuals, especially first-time homebuyers. A…
5 biggest first time home buyer mistakes
In this blog post, we will be going over the 5 biggest mistakes first-time homebuyers make in Canada. Prepare and Research The single biggest first-time homebuyer mistake that we see…
Webinar – Buying A Home In Edmonton – January 31, 2021
Our first Home Buyer Education seminar of 2021! We are excited to bring you some great information! Some Topics Include: Buyer Safety Process and costs involved Mortgage basics and how…
Mortgage Default Insurance Explained
In June CMHC announced big changes to the way they underwrite mortgage applications which include three significant changes which will be outlined below. Increase in Minimum Credit Score The increase…
Why should you work with an Edmonton Mortgage Broker?
Becoming a homeowner can be an exciting time but the process can take long and arduous. Securing a mortgage is an important first step in the home buying process but…
Types of Mortgages in Canada
There are many mortgage options to choose from and it is important to pick the one that works best for you. The different types of mortgages have features that meet…